Cancer - LTD Benefits Claim

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Many claimants are unable to work as a result of being diagnosed with cancer, because of the significant restrictions and limitations that they must live with on a daily basis. In order to obtain benefits, we must work closely with your physicians to sufficiently satisfy a disability carrier’s threshold of evidence necessary to prove that a client is disabled by cancer.

For many patients, side effects from medication and therapies prevent them from being able to work. Even when some patients are in remission, they continue to suffer from fatigue, brain fog, anxiety, depression and cognitive impairment as a result of their treatments. Cancer refers to any one of a large number of diseases characterized by the development of abnormal cells that divide uncontrollably and have the ability to infiltrate and destroy normal body tissue.

Cancer begins in your cells, which are the building blocks of your body. Normally, your body forms new cells as you need them, replacing old cells that die. Sometimes this process goes horribly wrong. New cells grow even when you don’t need them, and old cells don’t die when they should. These extra cells can form a mass called a tumor. Tumors can be benign or malignant. Cells from malignant tumors can invade nearby tissues. They can also break away and spread to other parts of the body.

Cancer is the second-leading cause of death in the United States. One in four Americans is diagnosed with cancer everyday. There are over 200 known types of cancer that can affect the human body.

Although each type has its own specific set of symptoms, there are general symptoms that occur in many types of cancer such as; persistent fatigue, unintentional weight loss, lower back and stomach pain, fever, bowel changes and chronic cough. These general symptoms in combination with the more specific symptoms a person suffers from can be debilitating, both mentally and physically.

Treatment also varies based on the type of cancer and its stage. The stage of a cancer refers to how much it has grown and whether the tumor has spread from its original location. Surgery, radiation, chemotherapy are the most common types of treatment. The side effects of chemotherapy and radiation can be unpleasant and can include radiation recall (reddening and blistering of the skin), fatigue, nausea, pain, hair loss, anemia, infection, blood clotting problems, nerve and muscle effects, skin and nail effects, fluid retention and flu like symptoms.

Let Walker & Hern Fight the Insurance Company, While You Focus on Fighting Cancer

For most people, living with the disease is the biggest challenge they have ever faced. The disease changes your daily routines, roles and relationships. It can cause money and work problems as those who suffer from cancer often find themselves unable to continue to work due to the physical and mental demands of the disease and treatment. It can change the way a person sees themselves physically and emotionally. However, through prevention education, early screening and improved treatments, overall diagnosis and death rates have dropped and survival rates have increased.