Does a Herniated Disc Qualify For Long Term Disability Benefits?

If you are someone who has a herniated disc, there is a very good chance that this ailment has the potential to prevent you from returning to work. Of course, for families everywhere, when one spouse is no longer able to work, it can be extremely worrisome for all. Fortunately, there is an option. With the assistance of our experienced long term disability attorneys, you may be able to receive disability benefits that will allow you to leave the workforce while continuing to uphold you and your family’s quality of life. If this sounds like something that will work for you, please continue reading and reach out to our knowledgeable team to learn more about how we can help you through every step of the legal process ahead. Here are some of the questions you may have:

How do I know if my herniated disc will qualify for long term disability benefits?

As with any other medical condition, you will have to prove several things to your insurance company before they reward you with either one lump-sum disability payout, or with monthly disability benefits. To prove that your herniated disc prevents you from returning to work, you must demonstrate that the herniated disc is compromising a nerve root, thereby causing serious, distributed pain. This pain must result in a loss of motor function, impairing your sensory abilities and your reflexes. You will have to prove this through various test results, including those of MRIs, CT scans, your medical history, and notes from any doctor or surgeon that saw or treated you. These notes must detail exactly how your medical condition prevents you from returning to work.

When will I start receiving disability payments?

Generally, you will receive your first disability payment within 90 days of begin approved. That being said, you may have to wait months to receive your first disability payment. Our firm will help expedite the process in any way we can. If you have any additional questions concerning long term disability benefits and how we can help you through every step of the process ahead, all you have to do is give us a call. We are always here to assist our clients receive their rightful disability benefits.

Contact our experienced firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.

Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.