Does Bipolar Disorder Qualify for LTD Benefits?

Bipolar disorder is among the most difficult mental conditions to deal with. In many cases, those who struggle with bipolar disorder are subject to frequent mood swings between manic and depressive episodes that can make it extremely difficult to simply get through the day. If you are someone with bipolar disorder who believes that you are no longer able to continue working because of it, there is a very good chance that you may qualify for LTD benefits. Please continue reading and speak with our knowledgeable nationwide long term disability attorneys to learn more about how our firm can work to secure the benefits you deserve and need to move on with your life. Here are some of the questions you may have regarding the legal process ahead:

Can bipolar disorder qualify for LTD benefits?

To start, in many cases, yes, it can. However, you should have a broader understanding of how insurance companies determine whether your disorder qualifies for LTD benefits. The two types of bipolar disorder are known as Bipolar I and Bipolar II. To qualify for LTD benefits, you will have to meet very stringent criteria. To start, you will have to prove that you have been diagnosed by a psychiatrist and (most likely) that you are actively taking medication prescribed by the psychiatrist to treat the disorder. When applying for these benefits, your psychiatrist should write a detailed note explaining exactly how your bipolar disorder affects your daily life and prevents you from returning to work as a result. You should also hire a knowledgeable LTD attorney who can work to uncover all additional documentation required to hopefully obtain the benefits you need. Upon winning these benefits, you will receive either monthly payments or one lump-sum payment.

When will I receive my first LTD payment?

Generally, individuals who are awarded LTD benefits will receive them within 90 days of being approved for them. However, there are times where those who are awarded LTD benefits will have to wait much longer than 90 days (even sometimes more than a year). Rather obviously, this can be a very stressful situation when someone cannot obtain a paycheck through working. Our team can help expedite the process to ensure that you receive your rightful benefits sooner, rather than later. Give Walker & Hern a call today so we can get started.

Contact our experienced nationwide firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, speak with our nationwide LTD attorneys today. Our firm has significant experience helping people just like you obtain or defend their long term disability benefits. Contact Walker & Hern for a free consultation.