Does HIV/AIDS Qualify for Long Term Disability Benefits?

As you know, living with HIV/AIDS can be extremely complicated, and for many, it takes a significant toll. If you are someone with HIV/AIDS, you may suffer from fevers, severe aches, mental health issues, mouth sores/ulcers, weight loss, and more. Unfortunately, if you are experiencing any of these symptoms, you may currently find yourself unable to return to work. Of course, this is a very scary position to be in, as no one wants to imagine being unable to fend for themselves and collect a regular paycheck. This is why long term disability benefits may be available to you. However, to receive them, you must retain the services of a knowledgeable nationwide long term disability attorney to learn more about LTD benefits for HIV/AIDS and how our legal team can help you obtain them. Here are some of the questions you may have:

What determines whether my HIV/AIDS will qualify for long term disability benefits?

Unfortunately, obtaining the long term disability benefits you require is not always easy. This is because insurance companies are frequently more interested in protecting their bottom line than they are in helping you. This is why you need aggressive legal representation on your side. Our firm will work to prove that you truly require long term disability benefits through various forms of evidence, including doctor’s notes, medical reports, and more. As long as we can prove that your condition is severe enough from doing “substantial gainful work” and will last for one year or eventually end in death, we should recover the benefits you deserve.

What do I start receiving my long term disability benefits?

Generally, once an individual passes through the elimination period (which is typically 90 days at most) you will receive your benefits within another 90 days. When you receive your benefits, you should either receive one lump-sum payment or monthly disability payments, depending on the outcome of your side. You should note that unfortunately, there are times where individuals do not see their rightful benefits within 180 days, and if this has happened to you, our firm can work to expedite the process as quickly as possible. If you have any additional questions or you are ready to get started, please do not hesitate to reach out to our experienced attorneys today. We are ready to assist you in any way we can.

Contact our experienced nationwide firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, speak with our nationwide LTD attorneys today. Our firm has significant experience helping people just like you obtain or defend their long term disability benefits. Contact Walker & Hern for a free consultation.