Delaware Long Term Disability Insurance Attorneys

If you need an experienced Delaware Long Term Disability attorney to guide you through your insurance claim, denial, or appeal, contact Walker & Hern. We are an LTD insurance law firm, and we are dedicated to helping clients in Delaware and throughout the United States. We have favorably represented individuals who are unable to return to work for several years, which is why we know we have what it takes to do the same for you. Our experienced attorneys can help you through any situation your LTD insurance company presents. Contact Walker & Hern today for a free consultation so we can begin discussing the claims process to come.

Representing Delaware clients in the pursuit of LTD benefits

Many of our clients require disability benefits to retain their standard of living. Here at Walker & Hern, we understand that, which is why we are ready to do everything we can to help mitigate the financial impacts of your disability. We are ready to help you through every step of the LTD process, including:

• Filing a claim
• Denials
• Appeals
• Litigation
• Negotiating lump sum settlements
• Protecting future benefits

Walker & Hern is committed to providing each client with the individualized attention they deserve and need. From the moment you speak with us, you will see that we are unlike any other firm. We truly care about your best interests.

We Don’t Get Paid Unless You Do

At Walker & Hern, we handle LTD benefit issues on a contingency fee basis, which means that you will not owe us a payment unless we successfully represent your claim.

Benefits You May Be Entitled To

When facing a long-term disability, understanding the full scope of benefits you may be entitled to is crucial. At Walker & Hern, we are committed to ensuring that our clients receive the comprehensive support and compensation they deserve. Here’s a closer look at the types of benefits that may be available to you:

• Monthly Income Benefits: Typically, LTD insurance provides a percentage of your pre-disability income, often between 50% and 70%. This benefit is designed to help maintain your standard of living even if you cannot work.
• Medical Treatment and Rehabilitation Coverage: Some policies include provisions for covering medical expenses or rehabilitation costs related to your disability. This ensures you have access to necessary treatments without worrying about the financial burden.
• Cost of Living Adjustments (COLA): To counteract inflation, some LTD benefits include COLA increases, which periodically adjust your benefits to reflect changes in the cost of living.
• Survivor Benefits: In the event of your death, your LTD policy may provide a lump sum payment or continued income benefits to your dependents or beneficiaries.
• Vocational Rehabilitation: If you’re able to return to work in a different capacity, your LTD insurance may offer vocational rehabilitation services to help you transition to a new role or career path that accommodates your disability.
• Waiver of Premium: While you are receiving LTD benefits, you may not be required to pay premiums for your policy, ensuring that your coverage continues without additional financial strain.
• Protection for Future Benefits: Our team works diligently to negotiate terms that protect your eligibility for future benefits, safeguarding against policy loopholes that could limit your access to long-term support.

Walker & Hern | Your Delaware Long Term Disability Attorneys

Walker & Hern has helped numerous clients throughout Delaware and across the United States recover the LTD benefits they need. We know how stressful it can be to face an uncertain future, especially while adapting to a new medical condition or disability. Fortunately, when you hire us, you are never alone. We have stood up to the biggest names in insurance countless times, and we are ready to do it again. If you have been denied the benefits you deserve, or you need guidance through the application process, you know where to turn. Contact Walker & Hern today to schedule a free consultation.