What Happens if I am Denied Long Term Disability Benefits?

When people are injured or develop a medical condition that prevents them from returning to work, they and their families generally seek long term disability insurance benefits to help uphold their standard of life. If granted long term disability, you will receive either one lump-sum, or monthly insurance payments. Though these benefits are a fantastic tool for those unable to work to continue to support their families, they are not a guarantee. That is why if you think you qualify for long term disability benefits, you must continue reading and reach out to our experienced long term disability attorneys today. Here are some of the questions you may have regarding the legal process going forward:

How do I prove that I need long term disability?

Unfortunately, simply being unable to return to work is not enough to warrant disability benefits. Instead, you will have to provide sufficient proof that your injury, disease, or medical condition prevents you from returning to work for the foreseeable future, or indefinitely. However, this is not always easy, as you will have to uncover various types of information, including medical reports stating you have a qualifying condition, as well as detailing the exact symptoms of your disability.

You should also ensure you receive doctor’s notes from any physician you see. These notes should state exactly how your medical condition affects your daily life, thereby preventing you from returning to work. Unfortunately, there is a chance your claim may be denied. Though this is frightening, it is not yet time to panic, however, it is time to act–you must retain the services of an experienced long term disability immediately.

What should I do if my disability claim is denied?

If your long term disability claim has been denied, you may hire an attorney who can file an appeal. However, you must do so within 180 days of your denial, so it is critical you speak with our firm as soon as you possibly can so we can begin mounting a strong case on your behalf immediately.

Can I get disability if my appeal is denied?

Though an appeal denial is frankly disconcerting, there is still hope. Our firm can take certain additional actions to help ensure you are granted the disability benefits you and your family deserve and need. Remember–though insurance companies are seldom on your side, we always are.

Contact our experienced firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.

Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.