What Should I do if I Was Denied Long Term Disability Benefits?

If you are someone who has recently sustained an injury or has developed a medical condition that prevents you from returning to work for the foreseeable future, there is a very good chance you’ve applied for long term disability benefits. Unfortunately, insurance companies are businesses, and their primary objective is making as much money as they possibly can. For this very reason, oftentimes, people who truly need long term disability benefits are denied them. If this has happened to you, you and your family are most likely extremely worried about what is to come. Fortunately, all hope is not lost, as our experienced nationwide long term disability attorneys are here to help. Please continue reading and give us a call today to learn more about long term disability and what we can do for you if you have been denied it. Here are some of the questions you may have regarding the legal process going forward:

How do I receive long term disability benefits?

The primary objective when seeking LTD benefits is proving that you have a medical condition that, without a doubt, prevents you from returning to work. Oftentimes, doing so is very complicated, which is why you need an experienced attorney on your side who can gather and present various forms of evidence on your behalf to demonstrate that you absolutely require such benefits. Our firm has done so for years, and we can do the same for you. Generally, this is done through medical records, MRIs, doctor’s notes, and more. That being said, sometimes, even with various forms of evidence present, insurance companies will find a reason to deny you the benefits you deserve and need. This is unacceptable.

What happens if my insurance company denies me LTD benefits?

The second your claim has been denied, it is your job to hire an experineced LTD attorney who will immediately file an appeal. If you do not do so with 180 days of your denial, you may be out of luck, so time is certainly of the essence.

Will I be able to receive LTD benefits even after my appeal is denied?

In many cases, appeals are not denied, and individuals are, in fact, awarded the LTD benefits they need. However, if your appeal is denied, our firm can still help. There are various additional actions we can take to further fight for the benefits you and your family need. Give us a call today so we can assess your situation.

Contact our experienced firm

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.

Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.