Will my Insurance Company Terminate my Long Term Disability Insurance Benefits?

There are few things more frightening for those out on disability than hearing from their insurance company that they are being denied the benefits they need to get by. If this is happening to you, please read on to learn more about your legal options going forward:

How does long term disability insurance work?

Those unable to return to work often require long term disability insurance to help them pay for their cost of living in the absence of a paycheck. Unfortunately, long term disability insurance is hard to get, and, believe it or not, hard to keep. Insurance companies are businesses, and therefore, their primary concern is protecting their bottom line. This means that they will sometimes do whatever they can to deny you of the benefits you need. This is where we come in. We will fight for you to get, and keep your long term disability insurance. However, there are a few things you should know about how you can help yourself.

Will my insurance company spy on me?

In short, the answer is “probably.” Very often, insurance companies will monitor your social media accounts, and, in some cases, they may even hire a private investigator to watch your movements. Generally, these instances of spying are business as usual, so to speak. However, if you are seen doing anything that may even remotely contradict your claim, you may put your benefits in jeopardy. If an insurance company is trying to take your benefits away, you cannot afford to wait. Reach out to our experienced team of attorneys who is ready to help preserve the benefits you need.

How do I protect my long term disability benefits?

To protect your long term disability benefits, you must be extremely wary of what you post and what you do when you are in public. Let’s say you are unable to move your arm a certain way without excruciating pain. If you are out on disability because of it, yet one day your grandson asks you to have a catch and you can’t bring yourself to say no, you may land yourself in serious trouble if a private investigator happens to be watching. This may sound unfair, as a 10-minute catch is far different than a 40-hour workweek, however, it can happen. If you find yourself in this situation, you must not wait. Speak with Walker & Hern to find out how we can help.

Contact our experienced firm today

If you or someone you know is looking to receive long term disability benefits and needs the help of an experienced attorney, contact Walker & Hern today.

Our firm has significant experience helping people just like you retain or defend their Long Term Disability Benefits. Contact Walker & Hern for a free consultation.